With the Kroger 1-2-3 REWARDS® Visa® Card, every purchase you make adds up to Rewards Certificates you can use towards free groceries.
Use the calculator tool to find out how quickly your Kroger Rewards Certificates can add up.
Earn Rewards Certificates that are automatically sent every quarter.
Earn 1 point per net $1 you spend outside our stores.
Earn 2 points per net $1 you spend at our stores (excl. fuel).
Earn 3 points per net $1 you spend on our own Kroger Family of Brand products.
Every 1,000 points = $5 in Kroger Rewards Certificates just for using your Kroger 1-2-3 REWARDS® Visa® Card. Click Here to Apply Now.
See how quickly your points add up!
How much do you spend per month on all purchases at our stores?
(excluding fuel and Kroger Family of Brand products)
How much do you spend per month outside our stores?
How much do you spend per month on Kroger Family of Brand products?
Every quarter you could earn
$ in Kroger Rewards Certificates!
You need to accumulate at least 1,000 points to earn a quarterly Rewards Certificates. Points earned that equal less than 1,000 will carry forward towards the next quarterly earnings.
*Offer applies to new cardholders only.
Discount is available at Kroger Family of Stores Fuel Centers when you redeem at least 100 existing fuel points earned in a single month.
You must scan, redeem points and pay with your Kroger 1-2-3 REWARDS® Visa® Card in order to receive this fuel discount.
Additional 25¢ discount offer expires three months from the cardholder’s approval date.
Upon expiration, cardholder will receive additional 5¢ fuel discount at Kroger Family of Stores Fuel Centers, when they scan, redeem points and pay with their Kroger 1-2-3 REWARDS® Visa® Card.
Not valid with any other fuel offer. Accumulation excludes taxes, office services, alcohol, tobacco, fuel, prescriptions and any purchases prohibited by law.
Fuel discount effective for a limited time at participating fuel center locations.
Not valid in AL, LA, MO or where prohibited by law.
Purchases made at Kroger Family of Stores Fuel Centers do not earn Kroger 1-2-3 REWARDS® Visa® Card points.
Please see store for fuel discount details and in-store spending requirements.
Earn points on net spend (purchases minus credits and returns) towards free groceries, excluding purchases made at Kroger Family of Stores Fuel Centers.
Rewards Certificates cannot be redeemed at Fuel Centers.
Rewards sent automatically only to point balances greater than or equal to 1,000 points.
The creditor and issuer of the Kroger 1-2-3 REWARDS® Visa® Card is U.S. Bank National Association ND, pursuant to a license from Visa® U.S.A. Inc., and the card is available to United States residents only.