With the Kroger 1-2-3 REWARDS® World Mastercard®, every eligible net purchase you make adds up to Rewards Certificates you can use towards free groceries.**
Use the calculator tool to find out how quickly your Kroger Rewards Certificates can add up.
Earn Rewards Certificates that are automatically sent every quarter.
Earn 1 point per eligible net $1 you spend outside our stores.
Earn 2 points per eligible net $1 you spend at our stores (excl. fuel).
Earn 3 points per eligible net $1 you spend on Kroger Family of Brands products.
Every 1,000 points = $5 in Kroger Rewards Certificates just for using your Kroger 1-2-3 REWARDS® World Mastercard®. Click Here to Learn More.
How much do you spend per month outside our stores?
How much do you spend per month on all purchases at our stores?(excluding fuel and Kroger Family of Brands products)
How much do you spend per month on Kroger Family of Brands products?
*Offer applies to new cardholders only. Discount is available at Kroger Family of Companies Fuel Centers when you redeem at least 100 existing fuel points earned in a single month. You must scan, redeem points and pay with your 1-2-3 REWARDS® Visa® in order to receive the fuel discount. Additional 25¢ discount offer expires one year from the cardholder’s approval date. Upon expiration, cardholder will receive additional 5¢ fuel discount at Kroger Family of Companies Fuel Centers when they scan, redeem points and pay with their 1-2-3 REWARDS® Visa.® Not valid with any other fuel offer. Accumulation excludes taxes, office services, alcohol, tobacco, fuel, prescriptions and any purchases prohibited by law. Fuel discount effective for a limited time at participating fuel center locations. Not valid in LA, MO or where prohibited by law. Purchases made at Kroger Family of Companies Fuel Centers do not earn Rewards points. Please see store for fuel discount details and in-store spending requirements. Selling or purchasing fuel points is prohibited. Fuel redemption offer cannot be combined with any other discounts. No discounts to dealers, wholesalers or fleet programs. No cash back. Not valid where prohibited by law. We may suspend or remove you from the fuel program due to violation of these terms or because of fraudulent activity or suspected fraudulent activity.
**Earn points on net spend (purchases minus credits and returns) towards free groceries, excluding purchases made at Kroger Family of Stores Fuel Centers. Rewards Certificates cannot be redeemed at Fuel Centers. Rewards sent automatically only to point balances greater than or equal to 1,000 points.
Account must be open and in good standing to earn, redeem rewards and benefits. Upon approval, refer to your Rewards Program Rules for additional information.
The creditor and issuer of the 1-2-3 REWARDS® Visa® Card is U.S. Bank National Association, pursuant to a license from Visa® U.S.A. Inc.